This commercial moving and storage facility was constructed in 1969 and maintained underground storage tanks to fuel its vehicle fleet. A leaking-UST release was reported to regulators in October 1990, and petroleum-diesel hydrocarbons were identified in soil at the property, with suspected groundwater impact. The site completed the Standard Cleanup process and received a No Further Action determination. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Fuel storage infrastructure at this facility was installed and operated for more than a decade before 1986, when occurrence-based Commercial General Liability policies carried no effective pollution exclusion in Washington. The petroleum release tied to those pre-1986 tank operations triggered investigation and remediation costs that historical carriers who wrote CGL coverage during the 1969-to-1986 operational window may still be obligated to cover.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.