This industrial property operated as an equipment rental facility with structures dating to 1927 and 1959, and hosted heavy equipment wash operations, concrete batching, petroleum storage, and two gasoline underground storage tanks — all predating 1986. The USTs were discovered and removed in 1991, but oil-range hydrocarbons persist in groundwater near the former tank locations, and soil gas sampling has confirmed benzene and 1,3-butadiene at concentrations exceeding chronic risk-based concentrations, with vapor intrusion into buildings identified as a concern. Oregon DEQ has assigned the site to an active project manager, and although a No Further Action determination was requested in September 2025, DEQ has not granted it — a Contaminated Media Management Plan was prepared in January 2025, and vapor mitigation system design and installation remain outstanding. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
The petroleum and volatile organic contamination at this property originated from equipment rental operations, underground storage tanks, and industrial wash and batching activities conducted at structures dating to 1927 and 1959, decades of industrial use well established before 1986. Because Oregon DEQ has not granted the No Further Action determination requested in September 2025, the work still ahead — including vapor mitigation system design and installation, contaminated media management, and potential Voluntary Cleanup Program enrollment — represents costs that pre-1986 carriers may be obligated to fund.
Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.