This property has a documented history as a dry cleaning facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The PCE contamination at this property stems from long-term dry-cleaning operations that were conducted well before 1986. The work ahead under Oregon DEQ's Consent Order — including confirmation testing to assess rebound concentrations of chlorinated solvents, continued off-site monitoring of soil vapor, indoor air, and ambient air, and the remediation still required to reach cleanup goals — represents substantial costs this property still faces, and pre-1986 CGL carriers whose policies were in effect when the contamination originated may be obligated to fund that work going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.