This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during operations at this property and through 1986 could help fund the cleanup that lies ahead.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The petroleum contamination at this property originated from underground storage tank operations at this general store and gas station dating back to the early 1900s, with fueling activities that ran for decades before 1986. With petroleum contamination still present in groundwater, drinking water wells impacted by 1,2-dichloroethane, and seven wells within a 250-foot radius, the investigation, remediation, and ongoing groundwater and vapor monitoring costs ahead remain substantial — and pre-1986 carriers that insured operators of this property during those early decades of fueling operations may be obligated to fund that future cleanup work.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.