Bulk Plant cleanup site — Restorical Research
J R Simplot Company Rivergate Terminal
Multnomah County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as a bulk fuel distribution terminal going back to 1968. Historical insurance policies issued during operations at this property and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

This 31-acre bulk chemical distribution facility was developed by Union Oil in 1968 for anhydrous ammonia and urea distribution, with diesel fuel storage on site from the outset and a caustic/acid waste underground storage tank operating from 1972 to 1979. A documented ammonia spill occurred in February 1982, and diesel-contaminated soil was discovered at 18 feet below ground surface in 2002, traced to decades of historical operations under Union Oil ownership. Groundwater and soil contamination have been confirmed, and the site — adjacent to the Willamette River and the Portland Harbor Superfund Site — is now under active source control evaluation through a Voluntary Cleanup Program agreement executed in 2019, with monitoring wells installed and an ammonia groundwater work plan submitted in late 2023. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.

Former Use
Former Bulk Plant
LocationMultnomah County
Historical UseBulk Plant
Est. Operating Since1968
Project StatusAssigned
Contamination & Investigation
Site Assessment Summary
ContaminantsAnhydrous ammonia, diesel fuel hydrocarbons, and caustic/acid waste constituents in soil and groundwater
Regulatory ProgramOregon DEQ — Cleanup Program / VCP
DEQ ECSI #3343

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The contamination at this property originated from bulk chemical handling, diesel storage, and underground tank operations that began in 1968 and continued for nearly two decades before 1986. The ongoing source control evaluation, groundwater investigation, monitoring, and remediation work directed under the VCP agreement — particularly given the site's proximity to the Portland Harbor Superfund Site and the potential for Oregon DEQ to escalate to a unilateral order — represent substantial current and future costs that historical pre-1986 carriers may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether viable insurance coverage exists to fund the cleanup, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.