This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the cleanup that lies ahead.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The confirmed presence of leaded gasoline in soil and groundwater at this property — a fuel grade phased out nationally by the mid-1980s — establishes that the contaminating fueling operations were active well before 1986. With the site still classified under Risk-Based Corrective Action by Oregon DEQ and no closure issued, the investigation and remediation costs this property still faces — including groundwater delineation and corrective action to satisfy the agency's requirements — are precisely the type of future obligations that pre-1986 CGL policies issued to operators here may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.