Bulk Plant cleanup site — Restorical Research
Texaco Bulk Plant (Former) - Klamath Falls
Klamath County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as a bulk fuel distribution terminal going back to 1926. Historical insurance policies issued during those prior operations and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

This former bulk petroleum storage and distribution facility operated from at least 1926 to 1999 under the Texas Company (later Texaco, then Chevron), handling fuel across a complex that included aboveground storage tanks, a loading rack, and a rail spur. Groundwater beneath the property is contaminated with petroleum hydrocarbons at concentrations up to 25,000 ug/L TPH-g and 1,900 ug/L benzene, and a 2025 EPA Phase II Environmental Site Assessment confirmed PFOS, PFOA, and PFHxS in groundwater exceeding EPA screening levels. Oregon DEQ has assigned the site for active oversight, a cost recovery lien has been recorded with Klamath County, and the responsible parties — including Chevron — have received option letters. The 2025 Phase II ESA recommends additional PFAS sampling on-site and at surrounding properties to determine the full origin and extent of contamination, and deed restrictions and hazardous building materials mitigation are also recommended. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.

Former Use
Former Bulk Plant
LocationKlamath County
Historical UseBulk Plant
Est. Operating Since1926
Project StatusAssigned
Contamination & Investigation
Site Assessment Summary
ContaminantsPetroleum hydrocarbons (TPH-g, benzene) and per- and polyfluoroalkyl substances (PFOS, PFOA, PFHxS) in soil and groundwater
Regulatory ProgramOregon DEQ — Cleanup Program / VCP
DEQ ECSI #2931

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Petroleum contamination at this property originated from bulk fuel storage and distribution operations that ran from at least 1926 through 1999, with six decades of that activity predating 1986. The investigation and remediation work ahead — including additional PFAS delineation, off-site contamination assessment, deed restrictions, and hazardous building materials mitigation directed under Oregon DEQ's active oversight — represents substantial ongoing and future costs that historical pre-1986 carriers may be obligated to fund going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether viable insurance coverage exists to fund the cleanup, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.