This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the cleanup that lies ahead.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The petroleum contamination released from underground storage tanks at this property traces to gas station operations that were underway before 1986 and continued until the tanks were decommissioned in October 2024, with diesel, unleaded gasoline, BTEX compounds, naphthalene, and arsenic confirmed in both soil and groundwater less than twenty feet below the surface. The investigation, remediation, and monitoring costs this property still faces — including groundwater delineation, vapor intrusion assessment, and risk-based corrective action under Oregon DEQ oversight — represent future obligations that historical pre-1986 carriers may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.