This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Underground storage tanks at this property were installed in the late 1960s to early 1970s and operated through their decommissioning in 1992, placing roughly two decades of gas station fueling operations in the period before 1986. With cleanup stalled under an active Oregon DEQ Cost Recovery Agreement and no No Further Action determination yet issued, the investigation, remediation, and long-term monitoring work still required to reach regulatory closure represents substantial ongoing and future costs that pre-1986 carriers may be obligated to fund going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.