This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The unregulated underground storage tanks at this commercial cardlock fuel facility were operating well before 1986, with the resulting groundwater contamination — diesel, gasoline, and chlorinated solvents affecting drinking water wells — first confirmed through a release discovered in 1992. The ongoing investigation, remediation, and monitoring directed by Oregon DEQ under its Risk-based Corrective Action program, including work to address vapor intrusion concerns before the site can reach regulatory closure, represent costs going forward that pre-1986 carriers may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.