This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the cleanup that lies ahead.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

As a long-operating Chevron fueling station, this property's underground storage tanks may have been in service for decades before 1986, meaning its petroleum contamination likely originated well within that pre-1986 period. The investigation, remediation, and groundwater monitoring costs this property still faces — including obligations under the Cost Recovery Agreement filed with Oregon DEQ in 2023 and ongoing work to address confirmed soil and groundwater contamination at a site that has not yet received a No Further Action determination — are the type of future expenses that historical pre-1986 carriers may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.