This property has a documented history as a bulk fuel distribution terminal predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the cleanup that lies ahead.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The bulk petroleum storage operations at this property, including the loading rack and pump island, were in place well before the March 1993 contamination discovery, with that longstanding infrastructure consistent with a pre-1986 origin for the site's gasoline contamination. The investigation and remediation costs this property still faces — addressing groundwater, indoor air, and soil gas contamination that the 1997 No Further Action determination never covered, along with outstanding underground storage tank compliance — are precisely the type of future obligations that historical pre-1986 carriers may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.