Industrial & Manufacturing cleanup site — Restorical Research
Groundwater - NW 22nd Ave.
Multnomah County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as an industrial and manufacturing facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the cleanup that lies ahead.

This industrial property in Multnomah County was the site of Ameritone Paints operations, which included two 8,000-gallon underground storage tanks for mineral spirits removed in 1990. Oregon DEQ created this site after chlorinated solvents — including trichloroethylene (TCE), tetrachloroethylene (PCE), 1,1,1-trichloroethane (TCA), methylene chloride, and chloroform — were detected in groundwater at concentrations of 1–10 ppb across three monitoring rounds from 1991 to 1997, with wells beyond the property boundary indicating an off-site plume. A 1997 site assessment recommended further investigation to determine the source of the volatile organic compounds in shallow groundwater, but that work was never completed, no No Further Action determination has been issued, and the site remains unassigned after more than 28 years. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.

Former Use
Former Industrial & Manufacturing
LocationMultnomah County
Historical UseIndustrial & Manufacturing
Est. Operating SincePredating 1986
Project StatusUnassigned
Contamination & Investigation
Site Assessment Summary
ContaminantsTrichloroethylene (TCE), tetrachloroethylene (PCE), 1,1,1-trichloroethane (TCA), methylene chloride, and chloroform in groundwater
Regulatory ProgramOregon DEQ — Cleanup Program / VCP
DEQ ECSI #2015

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The underground storage tanks at this property were installed before 1986, and the chlorinated solvent contamination in groundwater — first detected in 1991 — originated from industrial operations conducted during that pre-1986 era. The source investigation recommended by Oregon DEQ in 1997 was never completed, meaning the delineation, source identification, and any resulting remediation of the off-site groundwater plume remain as future costs that historical pre-1986 carriers for operators at this property may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether viable insurance coverage exists to fund the cleanup, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.