This property operated as an unregulated landfill for approximately 40 years until closure around 1983, during which time PCB-containing electrical equipment was disposed of directly into the Columbia River. PCB concentrations up to 690 mg/kg have been confirmed in river sediment, with extensive contamination detected in the water column and aquatic organisms — including smallmouth bass tissue concentrations reaching 183,000 ppb against a safe threshold below 1 ppb — and volatile organic compounds have been identified in groundwater monitoring wells. The site was added to the National Priorities List (Superfund) in March 2022, and although sediment dredging was conducted in 2007 and a feasibility study for upland areas was completed in 2017, Oregon DEQ has disputed key conclusions regarding the sandblast area and bulb slope, and final remedial decisions remain pending. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
The contamination at this property originated from unregulated landfill operations that ran for approximately forty years until closure around 1983, a period during which PCB-containing electrical equipment was disposed of directly into the Columbia River — placing the entire history of contaminating activity well before 1986. With the site now on the Superfund National Priorities List and Oregon DEQ actively directing further investigation — including evaluation of passive sampler results and resolution of disputed remedial approaches for the upland areas — pre-1986 carriers may be obligated to fund the investigation, remediation, and long-term monitoring costs this property still faces going forward.
Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.