This property has a documented history as a gasoline service station going back to 1969. Historical insurance policies issued during operations at this property and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The petroleum contamination at this property originated from fuel storage and dispensing operations that were underway before 1969, placing the full history of contaminating activity well within the pre-1986 window. With the site still in its initial assessment phase under Oregon DEQ direction and vapor intrusion, groundwater contamination, and drinking water impacts all requiring active investigation, remediation, and long-term monitoring, pre-1986 carriers whose policies were in effect during those early decades of fuel operations may be obligated to fund the substantial cleanup costs this property still faces going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.