Gas Station cleanup site — Restorical Research
NIMAT GAS & FOOD MART LLC
Lane County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during operations at this property and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

This gas station property released petroleum contamination discovered in October 2023 during underground storage tank decommissioning, with confirmed impacts to groundwater and nearby drinking water sources — the plume lies less than half a mile from a domestic or community well, with depth to aquifer under twenty feet. Oregon DEQ assigned the site for active oversight, with investigation commencing in December 2023 under project manager direction and the responsible party under agreement or order with the agency. No No Further Action determination has been issued, and the site remains under active DEQ management with its most recent update in December 2025. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.

Former Use
Former Gas Station
LocationLane County
Historical UseGas Station
Est. Operating SincePredating 1986
Project StatusAssigned
Contamination & Investigation
Site Assessment Summary
ContaminantsPetroleum hydrocarbons in groundwater, with confirmed impact to nearby drinking water sources
Regulatory ProgramOregon DEQ — Cleanup Program / VCP
DEQ ECSI #20-23-0709

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Petroleum releases from underground storage tanks at this gas station property trace to fueling operations conducted before 1986, with contamination discovered in October 2023 during tank decommissioning confirming impacts to groundwater and nearby drinking water sources. The ongoing investigation and the remediation work ahead — including further groundwater delineation, drinking water protection measures, and whatever corrective action Oregon DEQ ultimately directs — represent future cost obligations that historical pre-1986 carriers may be obligated to fund going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether viable insurance coverage exists to fund the cleanup, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.