This property has a documented history as a dry cleaning facility going back to 1960. Historical insurance policies issued during those prior operations and through 1986 could help fund the cleanup that lies ahead.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The contamination at this property — PCE from dry-cleaning machinery and petroleum hydrocarbons from adjacent fueling operations — originated from activities that began in 1960, decades before 1986. The outstanding cleanup obligations this property still faces — including quarterly groundwater monitoring, asbestos abatement, and potential underground storage tank investigation required under the Oregon DEQ Prospective Purchaser Agreement — are precisely the type of future costs that historical pre-1986 carriers may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.