Gas Station cleanup site — Restorical Research
H&S STATIONS, LLC #5008
Josephine County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

This gas station property in Josephine County operated under the Colvin Oil brand as a Fireball-branded fueling station before underground storage tanks were decommissioned in 1993, with a petroleum release reported during the decommissioning process. Contamination has been confirmed in both soil and groundwater at the site. Oregon DEQ has assigned the site for active cleanup oversight, and a Cost Recovery Agreement was executed in May 2025 establishing ongoing financial obligations and directing further investigation and remediation. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.

Former Use
Former Gas Station
LocationJosephine County
Historical UseGas Station
Est. Operating SincePredating 1986
Project StatusAssigned
Contamination & Investigation
Site Assessment Summary
ContaminantsPetroleum hydrocarbons in soil and groundwater
Regulatory ProgramOregon DEQ — Cleanup Program / VCP
DEQ ECSI #17-93-0014

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The petroleum release at this property originated from underground storage tanks decommissioned in 1993 after years of fueling operations — tanks typically installed decades earlier, placing the core period of contaminating activity well before 1986. The investigation, remediation, and monitoring work ahead under Oregon DEQ's active oversight and the May 2025 Cost Recovery Agreement represents substantial ongoing and future costs that historical pre-1986 carriers may be obligated to fund going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether viable insurance coverage exists to fund the cleanup, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.