This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Underground storage tanks at this gas station were likely installed well before 1986, and contamination from chronic tank leaks often predates the 1991 overfill event that triggered reporting, placing the origin of contamination within the facility's pre-1986 operations. The May 2025 Cost Recovery Agreement establishes a concrete ongoing obligation for investigation and remediation at this property, and historical carriers whose policies were in effect during the facility's early tank operations may be obligated to fund those cleanup costs going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.