This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The cooperative has operated fuel dispensing facilities at this property since 1934, placing more than five decades of its fuel operations squarely before 1986. The ongoing investigation and remediation work under Oregon DEQ's active oversight — including groundwater delineation, soil remediation, and long-term monitoring required at this shallow-aquifer site — represents substantial costs this property still faces, and pre-1986 carriers whose policies were in effect during the cooperative's earlier decades of fuel operations may be obligated to fund that cleanup work going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.