Public Works cleanup site — Restorical Research
Pacificorp - Medford Operations Facility
Jackson County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as a public works and maintenance facility predating 1986. Historical insurance policies issued during operations at this property and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

This 11.93-acre utility operations facility in Jackson County is operated by PacifiCorp, a century-old electric utility founded in 1910. Petroleum contamination from diesel and unleaded gasoline was discovered in 2011 during decommissioning of regulated underground storage tanks, with overfill and dispenser failure identified as the release cause. Soil, groundwater, and soil gas have all been confirmed as impacted, with the water table less than 20 feet below the surface and a documented contaminant plume. Oregon DEQ has assigned the site for active cleanup oversight, a Cost Recovery Agreement executed in September 2022 establishes an ongoing financial obligation, and no No Further Action determination has been issued. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.

Former Use
Former Public Works
LocationJackson County
Historical UsePublic Works
Est. Operating SincePredating 1986
Project StatusAssigned
Contamination & Investigation
Site Assessment Summary
ContaminantsPetroleum hydrocarbons (diesel and unleaded gasoline) in soil, groundwater, and soil gas
Regulatory ProgramOregon DEQ — Cleanup Program / VCP
DEQ ECSI #15-11-0788

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

PacifiCorp has operated as a utility company since 1910, and the regulated underground storage tanks decommissioned at this Medford facility in 2011 had been in service during a period extending well before 1986. The remediation, groundwater monitoring, and site closure work that remains ahead — governed by the 2022 Cost Recovery Agreement with Oregon DEQ — represents significant ongoing and future costs that historical pre-1986 carriers may be obligated to fund going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether viable insurance coverage exists to fund the cleanup, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.