This property has a documented history as an industrial and manufacturing facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the cleanup that lies ahead.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Chlorinated solvent contamination at this Washington County bakery facility traces to industrial operations conducted well before 1986, with Oregon DEQ's 1993 Further Action Letter first identifying solvent-impacted groundwater and the site remaining on the Confirmed Release List without cleanup completion more than three decades later. The continued groundwater monitoring, further source and extent investigation, and remediation costs this property still faces for the unresolved chlorinated solvent plume are precisely the type of future obligations that historical pre-1986 carriers may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.