This property has a documented history as a public works and maintenance facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The fuel storage infrastructure at this municipal marina may have been in place well before 1986, with a gasoline release from a leaking underground storage tank reported to Oregon DEQ in August 1996 confirming contamination in both soil and groundwater. The site assessment, delineation, and remediation work that Oregon DEQ's ongoing oversight will require represents a substantial future cost obligation that the City of Rainier still faces, and carriers whose policies were in effect during the marina's pre-1986 operational years may be obligated to fund those cleanup costs going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.