Gas Station cleanup site — Restorical Research
Richfield Station (former)
Baker County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during operations at this property and through 1986 could help fund the ongoing and future cleanup under Oregon DEQ oversight.

This former gas station in Baker County operated under the Richfield brand — a name that predates 1966, when Richfield Oil Company was absorbed into ARCO — indicating the facility and its underground storage tanks were in use well before 1986. A release was discovered in November 1990 during tank decommissioning, and subsequent investigation confirmed contamination had reached drinking water supplies. The site remains under active Oregon DEQ oversight with an identified responsible party under agreement or order, and no No Further Action determination has been issued. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.

Former Use
Former Gas Station
LocationBaker County
Historical UseGas Station
Est. Operating SincePredating 1986
Project StatusAssigned
Contamination & Investigation
Site Assessment Summary
ContaminantsPetroleum hydrocarbons from leaking underground storage tanks, with confirmed drinking water impact
Regulatory ProgramOregon DEQ — Cleanup Program / VCP
DEQ ECSI #01-90-0006

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Oregon — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Underground storage tank operations at this former gas station were in place for decades before 1986 — the facility operated under the Richfield brand, a name that predates 1966 when Richfield Oil Company was absorbed into ARCO, confirming that the tanks and their associated contamination risks date to that earlier era. With the site still under active Oregon DEQ oversight, drinking water confirmed as an impacted medium, and no No Further Action determination issued, the investigation, remediation, and monitoring work ahead represents substantial costs that historical pre-1986 carriers may be obligated to fund going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether viable insurance coverage exists to fund the cleanup, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

Request more information on this property

Contact Us

This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.