This property has a documented history as a public works and maintenance facility going back to 1969. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The underground storage tanks at this site were installed and operated decades before 1986, during an era when occurrence-based Commercial General Liability policies routinely covered pollution events without exclusion. Two documented phases of remediation — spanning 1994 through 2013 and encompassing 28 tank removals, large-scale soil excavation, groundwater recovery, and continued site management — represent substantial cleanup expenditures tied to contamination from those pre-1986 operations. Historical carriers who issued CGL policies during that operational window may be obligated both to recover past remediation costs and to fund the cleanup work that remains.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.