This property has a documented history as a public works and maintenance facility going back to 1965. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.
This United States Postal Service facility in Wycoff, Washington housed a diesel underground storage tank estimated to have been installed around 1965. In 1990 the tank was cleaned, purged, and removed; contaminated soil was overexcavated and petroleum-affected groundwater was pumped from the excavation. The site has since received a No Further Action determination under Washington's cleanup program. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
The diesel UST at this facility was installed and operated for roughly twenty-five years before 1986, squarely within the era when occurrence-based Commercial General Liability policies carried no effective pollution exclusion. The documented remediation expenditures — tank cleaning and removal, soil excavation, and groundwater recovery — arose from a release tied to that pre-1986 infrastructure. Historical carriers who provided CGL coverage during the tank's operational life may still be obligated to reimburse those cleanup costs.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
Recovering Costs from an Older Cleanup
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.