This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The petroleum contamination at this marina originated from underground storage tanks that were installed and operating decades before 1986, when occurrence-based Commercial General Liability policies carried no effective pollution exclusion. The scale of documented remediation — over 7,000 cubic yards of soil excavation, UST removals, and ongoing cleanup management spanning more than three decades — represents substantial expenditures tied directly to those pre-1986 operations. Historical carriers who issued CGL policies during the period these tanks were in service may be obligated to reimburse past cleanup costs and to fund the remediation work that remains.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.