This property has a documented history as a industrial and manufacturing facility predating 1986. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The EPA's 1985–86 Superfund investigation and Ecology's 1988 contaminated-sites listing both trace directly to chrome plating and solvent operations conducted at this property before occurrence-based CGL policies gave way to claims-made forms with pollution exclusions. Investigation costs, site assessments, and neighboring-property monitoring associated with those regulatory actions represent expenditures incurred because of operations that fall squarely within the coverage period of pre-1986 policies. The property's continued industrial use under the Repair Technology name means that historical carriers' obligations may extend to any future regulatory reopening tied to the original contamination.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.