This property has a documented history as a landfill predating 1986. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Contamination at this property stems from landfill operations and industrial activity that began decades before 1986, when occurrence-based Commercial General Liability policies carried no effective pollution exclusion in Washington. The site's remediation trajectory — completed tank removals, soil excavation, and a multi-year program of groundwater treatment, methane investigation, and institutional controls still ahead — represents both past expenditures and future costs that historical carriers who issued CGL policies during those pre-1986 operations may be obligated to recover and to fund going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.