This property has a documented history as a public works and maintenance facility going back to 1940. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Industrial operations at this naval facility began in the 1940s — more than four decades before 1986, the watershed year when occurrence-based Commercial General Liability policies ceased reliably covering pollution claims. The contamination attributed to those decades of industrial activity has triggered an Enforcement Order and a multi-year remediation program with significant associated costs. Historical CGL carriers whose policies were in effect during the facility's operational window may bear obligation for the cleanup expenditures already incurred and the monitoring costs that continue.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.