This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Chevron's operation of a branded retail fueling outlet at this property placed underground petroleum storage and dispensing infrastructure here during the decades when occurrence-based CGL policies were the industry standard. The site's unresolved contamination — serious enough to trigger VCP enrollment and, after that program lapsed, continued regulatory oversight — represents remediation costs that historical carriers who covered Chevron's retail operations at this location may still be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.