This property has a documented history as a gasoline service station going back to 1969. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Fuel dispensing operations at this site began in 1969 under Husky Oil — more than fifteen years before occurrence-based Commercial General Liability policies stopped reliably covering pollution claims. CGL policies issued to the operators during that pre-1986 window carried no effective pollution exclusion in Washington and remain enforceable today. Over three decades of documented remediation expenditures — soil excavation, in-situ treatment, capping, institutional controls, and ongoing monitoring — represent cleanup costs that historical carriers who covered the site's early operations may be obligated both to recover and to fund going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.