This property has been in industrial use since 1918, with Great Western International Chemical Company (GWCC) operating a chemical and petroleum repackaging and distribution facility on site from 1956 through the 1980s. GWCC received bulk chemicals — solvents, chlorinated compounds, acids, and pentachlorophenol — and custom-mixed, blended, and redistributed them, with underground storage tanks installed in 1956 and 1976. Cleanup has been ongoing since 1991 and includes the removal of ten USTs, extraction of 6.2 million gallons of contaminated groundwater and 200 gallons of NAPL, in-situ chemical oxidation using over 33,000 pounds of oxidants, multiple rounds of enhanced reductive dechlorination, and soil vapor extraction systems that recovered more than 5,000 pounds of VOCs. Additional thermal treatment, ERD, and long-term monitoring are planned. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
GWCC's chemical handling operations ran continuously from 1956 into the 1980s — nearly three decades during which occurrence-based CGL policies covered these operations without the pollution exclusions that became standard after 1986. The contamination now driving cleanup costs — chlorinated solvents, pentachlorophenol, and petroleum products released from GWCC's repackaging and blending operations — traces directly to that insured period. With remediation already spanning thirty-plus years and major work still ahead, CGL policies issued to GWCC during its 1956–1980s operational window represent a plausible source of recovery for both the costs already incurred and the thermal treatment and monitoring yet to come.
Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.